What Does it Cover?
ADI insurance provides cover for all aspects of your driving instructor business. We can create a portfolio that includes:
- Public liability insurance (PLI) is vital and will cover your costs and legal fees if a member of the public is injured or their personal property is damaged as a result of your operations.
- Specialist driving instructor motor insurance — designed for tuition use where students are learning to drive under supervision.
- Learner driver cover — this allows you, as an ADI, to let students (and an examiner if required) drive your vehicle under your supervision.
- Negligent tuition cover — which relates to claims made against you for injury sustained by a student as a result of your negligence.
- Replacement dual-control vehicle cover — If your dual-control vehicle breaks down or is damaged in an accident, this cover ensures you can get back on the road quickly to keep your business running.
- Personal accident — Personal accident cover gives you a measure of financial protection if are unable to work due to accidental injury.
What isn't covered
Generally, ADI insurance is specifically focused on your operations as a driving instructor. Most ADI policies include social, domestic, and pleasure use, but you should check your policy details. Your policy should also include cover for dual-control vehicles, which are standard for driving instruction.
How much does it cost?
The cost of car insurance for ADIs will depend on a number of factors, from the age of the vehicle, any special modifications (such as dual controls), and your own driving record. Your ADI insurance broker can help you fine-tune your portfolio to suit both your needs and your budget.
Do I need ADI insurance to teach?
If you are a qualified ADI, you will need specialist cover to teach, especially specialist car insurance that provides you with the correct motor insurance to operate as an instructor. Bear in mind that ADI cover is usually a portfolio of different covers, so discussing your exact needs with one of our brokers will help ensure you have the right cover.
Can I insure multiple vehicles?
It may be possible to add fleet insurance to multiple vehicles. Your ADI insurance broker will be able to talk to you if you want to add more than one vehicle to your policy.
Do I need PDI or ADI cover?
If you are still training to be an ADI and haven’t yet qualified, you need PDI insurance. If you are fully qualified and certified by the Driving Standards Agency, you can take out ADI insurance.
Drive your business forward with Park Insurance
If you’re an ADI looking for expert advice on the right kind of insurance for your business, talk to Park. With over 30 years’ experience in providing specialist insurance for driving instructors and other small businesses, we can help you find suitable cover at competitive price. Our position as preferred brokers to many of the UK's top insurance providers means we can source insurance for ADIs that fits your business and budget, with no unnecessary extras.
Speak to one of our specialist advisors today or use our online Get a Quote form for a free, no-obligation quote.