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Whether you’re an amateur dramatics group or a theatre hosting multiple sold-out shows a year, theatre and performing arts insurance can offer all the bespoke cover you need to protect your finances. The show must go on, so be ready for every eventuality with this specialist cover for groups, production companies, and venues in the performing arts world.
Theatre insurance (also known as performing arts insurance) is a collection of covers that help protect your finances if you run groups, workshops, or shows in the field of performing arts. This type of insurance addresses a range of risks, from third-party claims to cover your theatre equipment or even the venue itself if you own a theatre or performing arts centre.
Especially when you’re putting on a performance, there are many moving parts to contend with; even a tiny problem can cause a bothersome domino effect.
What would you do if your costumes, props, or technical equipment were lost in transit? Could you afford to buy replacements before opening night? What happens if an audience member at your show trips on a lighting cable and makes a claim for their injury? If a fire destroys your hired venue, could you shoulder the impact of cancelling the show?
Insurance is important because it not only protects your finances but your reputation too, allowing you to deal with any legal claims quickly and efficiently.
Whether you’re looking for insurance for a theatre production, a venue, or your performing arts group, you’ll need a policy that reflects the relevant risks. As standard, theatre insurance usually includes the following cover:
If you own your venue, you can add building insurance to protect the bricks and mortar against fire and water damage, natural disasters, and vandalism, such as broken windows.
The cost of your premium will depend upon several factors, including:
If you host theatre workshops or run a drama group, you can obtain this type of insurance as a sole trader.
The only compulsory cover you need is employers’ liability, and that is only applicable if you pay people to work for you, have apprentices, or utilise volunteers who aren’t direct members of your family.
If you’d like to see how Park Insurance can protect your performing arts business, give us a call today to learn about our tailored theatre and performing arts insurance policies.
“We have worked with Park Insurance for many years and have always found them to be proactive and responsive to…