Horse Trailer Insurance

What is Horse Trailer Insurance?

Horse trailer insurance provides comprehensive coverage for your horse trailer against a range of risks and perils, including theft, damage, accidents, and third-party liabilities. This insurance offers financial protection and peace of mind for horse owners, ensuring they can repair or replace their trailer in the event of unforeseen events or emergencies.

What are the Different Types of Horse Trailer Insurance?

#1 Comprehensive Coverage: Comprehensive horse and trailer insurance provides broad protection against a wide range of risks, including accidental damage, theft, fire, vandalism, and weather-related perils such as storms or floods.

#2 Third-Party Liability: Third-party liability coverage protects you against claims from third parties for property damage or bodily injury caused by your horse trailer. This coverage is essential for protecting your financial assets in the event of legal disputes or litigation.

#3 Towing and Breakdown Assistance: Some horse trailer insurance policies may include towing and breakdown assistance services to provide roadside assistance and support in case of mechanical breakdowns or accidents while towing your trailer.

What are the Benefits?

Financial Protection: Horse trailer insurance provides financial protection against the high costs of repairing or replacing your trailer in the event of accidental damage, theft, or vandalism.

Peace of Mind: With insurance coverage in place, you can enjoy peace of mind knowing that your horse trailer is protected against unforeseen risks and liabilities on the road and at home.

Legal Compliance: In some cases, insurance may be required by law or recommended by equestrian organisations or event organisers to ensure compliance with safety and insurance regulations.

Customisable Coverage: Horse and trailer insurance policies are often customisable to suit your specific needs and budget, allowing you to tailor coverage options and limits to meet your individual requirements.

Why are horse trailer thefts on the rise?

Horse trailers, including horse lorries, tow trailers and motorhome trailers are incredibly vulnerable to thieves, especially when left unattended at shows. And because many horse trailers carry few (if any) distinguishing marks, it can be very easy to sell on a stolen trailer. And these trailers are worth some serious money, which makes them even more attractive to thieves. They're also often parked in remote areas (such as farms) where there's little or no CCTV coverage.

To protect your trailer, it's important to take every precaution you can to deter would-be thieves, including fitting immobilisers and alarms, and ensuring your trailer is stored securely.

But if the worst does happen, our position as preferred brokers to many of the UK's largest insurance providers means that we can find horse trailer cover that gives you the financial cover you need, so you can get back on the road quickly. Our friendly, experienced brokers can also put together an equine insurance package that can include:

• Veteran horse insurance
• Equestrian insurance
• Riding School insurance
• Horsebox insurance
• Public Liability Insurance

Advice from brokers who care

Park Insurance have been providing equestrian insurance and other specialist cover to our clients for over 20 years. Not only do we have an intimate understanding of the insurance industry, but thanks to our real-life experiences and the wide range of specialist knowledge that our team brings to the table, we have a clear understanding as to what our equine insurance customers want from a package. And we know that they want it for the best price, which is why we do the hard work for you by using our network of contacts to find the best deals in horse trailer insurance.

Protect your horse trailer and enjoy peace of mind on the road and at home with insurance from Park Insurance. Contact us today to discuss your insurance needs and request a horse trailer insurance quote.