From celebrities and football stars to your mum – it seems like everyone is getting in on the trend for body art. That’s great news if you run a tattoo studio or you’re a self-employed tattooist. But unfortunately, even with the most rigorous approach to health and safety, things can and do go wrong. Legal claims for injury and infection can quickly mount up. And you’re at risk of other threats, from fire to theft, just like all businesses. Luckily, the right tattoo shop insurance will give you peace of mind that you’re covered. That leaves you free to focus on your next big creative design.
What is tattoo shop insurance?
Tattoo shop insurance is also known as tattoo parlour insurance or tattoo studio insurance. Tattooing, body-art, and piercing are all specialist services. And they all need specialist insurance. Tattoo shop insurance is a bespoke package of
insurance designed to cover every aspect of your business.
Tattoo artist insurance
If you’re a self-employed tattoo artist or work as a mobile tattoo technician, you’ll need specialist insurance. This covers the unique risks that you face working for yourself.
Cover yourself financially against claims of injury or infection
- Treatment risk insurance
In today’s no-win, no-fee world, it’s easy for a client to make a claim against you. Even if you are proved not at fault, it can be a costly business to get to that decision. Treatment risk insurance is designed to protect you if a client makes a claim of injury or infection against you. It covers your legal fees to defend your case as well as any compensation awarded.
- Public liability insurance
Going under the needle may have its risks, but don’t forget your clients are also at risk of injury simply by tripping over something or slipping on a wet floor in your studio. If they hurt themselves or their property is damaged in some way by something to do with your business, they can sue you for damages. Public liability insurance covers your legal fees for these claims against you.
Other insurance options to protect your tattoo shop business
Taking out cover to protect you from potential legal proceedings is only one part of your tattoo shop insurance. We can build you a bespoke package to suit every need of your business. This could include:
- Employer’s liability insurance. This is a legal requirement if you employ
any members of staff, even if they only work part-time
- Business premises insurance. This covers you for any damage to your
business premises through fire, flood, vandalism etc
- Equipment insurance. This cover gives you peace of mind that you can go out and replace any equipment quickly, for peace of mind your business can continue trading
- Personal injury cover. This pays out if you suffer an accident that prevents you from working for a period of time
Not every tattoo studio or self-employed tattoo artist will always need every kind of insurance. With Park Insurance, you can pick and mix your insurance cover. That way you know you’re getting the level of protection that you need but you’re not spending out on anything you don’t.
A great value quote on cover you can trust
Our friendly, professional team has been helping tattoo studios and tattooists to secure robust insurance at value for money prices for 30 years. Because we understand your unique business needs, we’ll help you to make sure that
nothing gets forgotten. And because our family-run business is independent, we are free to shop around and negotiate a great deal on your behalf. Call us now.