The way we watch films at the cinema is changing as a direct result of the impact of Covid-19. But instead of a futuristic answer, we’ve gone back in time to the 1950s and the concept of the drive in cinema. It seems that the public really like the idea too, but for operators it does require some serious planning, and some specialist insurance cover. And that’s where we can help.
At Park Insurance, we have over 30 years’ experience in providing our clients with niche and bespoke insurance cover, including cinema insurance and theatre cover. We are always responding to market demands and so in partnership with some of the UK’s biggest insurance providers, we are now able to offer drive-in cinema operators specialised cover for open-air cinema sites.
Why do I need specialist cover?
Just like any other public entertainment provider, you need to ensure that your environment is a safe one for your customers and your employees. While cinemas are relatively safe and secure environments in normal conditions, you are adding an extra ‘unknown’ into the mix with a drive-in cinema, specifically vehicles. That in itself will increase the level of perceived risk, and so you will need insurance that compensates for that level of potential risk.
Not only does this protect your business and your assets, but it demonstrates to your customers that you take your financial responsibilities seriously, and that their safety and well-being is paramount.
What insurance do I need?
Top of the list has to be Public Liability Insurance. To make sure you are adequately covered, we recommend talking to one of our impartial advisors, who will be able to take you through the options available, as well as recommending what level of insurance you should go for.
Employer’s liability is a legal requirement if you are employing anyone, even if it’s part-time or on a voluntary basis. This is particularly important to bear in mind if your drive-in cinema is a community-based operation, as well as commercial ventures and chain cinemas who are expanding their facilities to provide a drive-in cinema area for customers.
Other insurance cover that we recommend drive-through cinema operators consider include:
- Business interruption cover
- Fire and theft cover
- Property and material damage
- Business money protection (to protect against financial losses should the night’s ‘takings’ be stolen or lost)
- Combined liabilities
Park Insurance – your star insurance business partner
At Park Insurance, we’ve built a reputation for providing insurance for specialist clients of all types. We’re a community-focused business that not only understands the insurance industry, but takes the time and trouble to get to know you and your business too.
If you’re operating a drive through movie theatre, we can help you by using our position as preferred brokers to some of the UK’s largest insurance providers to source affordable, practical insurance cover. We make sure that we understand exactly what you need, and find you policies that are not only ideally suited to your business model, but fit your budget too. If you’re planning a one-off event, we can help there too.
For more information on drive through cinema insurance, call us on 0117 955 6835 or use our online Get Quote function for a fast, no-obligation quote today.
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