Airsoft Insurance

Why do you need airsoft insurance?

There are lots of different ways a compensation claim could be triggered, or your business could be affected that could cause financial hardship, including:

• A player is injured as a direct result of airsoft equipment during the game
• A third party is accidentally injured (such as a spectator or passer-by), or their property is damaged
• Your equipment is lost, damaged, or stolen
• If you’re an instructor or airsoft business operator, an injury forces you to stop teaching, directly affecting your income.

All of these scenarios could have a big impact on your profits, especially if you have insufficient insurance to cover the financial cost of a compensation claim and the accompanying legal fees. The right airsoft public liability insurance and other business cover policies will give you the financial safety net to keep your business operating.

What isn't covered

Airsoft insurance policies can contain exclusions, conditions and limits depending on the type of cover. These may include activities that have not been declared to the insurer, certain types of equipment or events, inadequate supervision or failure to comply with specified safety requirements.

If you are taking part in off-site events (away from your usual place of business), it is important to check with your broker if your insurance covers you or if you need to adjust your policy.

Is public liability insurance required for an airsoft site?

Airsoft public liability insurance is not generally a statutory requirement in itself, but it may be required by a venue, organisation, landowner or other body. It can also be an important part of the insurance arrangements for an organised airsoft site.

Is employers' liability insurance legally required?

Employers’ liability insurance is a legal requirement if your business employs anyone in the normal operations of the company, including part-time workers. Failure to have the correct employers’ liability cover can result in prosecution.

Can I insure airsoft equipment?

You may be able to insure airsoft equipment by taking out specialist cover or extending your business contents insurance to include your equipment.

Play the game with Park Insurance

For over 30 years, Park Insurance has been a trusted partner for SMEs, sole traders, and countless customers who rely on us for no-nonsense, impartial advice and bespoke insurance cover. Our position as preferred brokers to many of the UK’s largest insurance providers means we can source competitively priced cover that suits both your business needs and your budget. Use our Get A Quote feature for a fast, no-obligation quote, or call us today for more details.