While home and contents insurance might cover your property if it is occupied full time, properties that are left vacant for prolonged periods can be difficult to insure. Normal home and contents insurance will often be invalidated if the property is empty for longer than a certain period of time (usually between 4-6 months), and for business owners with unoccupied premises the risks can be even greater. It is estimated by the Fire Protection Association that fire, theft and malicious damage to empty properties costs more than £100million every year.
However specialist empty property insurance is available to protect your assets. Whether you are looking for empty house insurance, unoccupied commercial premises insurance or empty shop insurance, the experts at Park Insurance can help.
Keeping your property risk-free
Taking a few precautions can help to minimise the risk of damage or theft from unoccupied properties, and it can also help to secure you a better empty property insurance deal too. The most important thing to do is to keep your insurer fully advised of the situation, and let them know of any changes in circumstances that may affect your insurance policy. Making sure that the property is secure and fitted with an alarm system will also help to deter casual thieves or intruders intent on stealing or damaging your property, as well as reducing your premiums.
At Park Insurance, our expert advisors have the experience and knowledge to not only find you the best deals on empty property insurance, but also give you clear, no-nonsense advice on how best to protect your property. We can also advise on other aspects of insurance such as public liability insurance. This could protect you from accident compensation claims from anyone visiting your unoccupied property.
Park Insurance – experts at finding you cover
We work with some of the largest insurance providers in the market to create bespoke, tailor-made packages to cover every eventuality. Our friendly, experienced advisors know that circumstances can change, so we are always on hand to help you with any queries or questions about empty property insurance. For more information, a free, no-obligation quote and to find out how you can protect your business or residential property, contact us today.
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