Ground workers are quite literally at the foundation of any construction job. Because they’re usually the first ones onsite, they’re also potentially exposed to more risk than some other trades who come in further down the line. Small intricacies and specifics of the construction site’s health and safety may not yet have been discovered, so there is the possibility that an accident may occur. Then of course there are the usual risks of working on an active construction site. For these reasons, it’s essential that you ensure that you have the right type of ground worker’s insurance in place before you commence any job.
And that’s where we can help. At Park Insurance we use our position as preferred brokers to some of the UK’s top insurance providers to find you ground working insurance that will cover you against all of the most likely risks. We have more than 20 years’ experience in providing specialist insurance policies to all aspects of the construction industry, and our impartial advisers understand the important role that ground workers play.
Ground workers’ insurance – What should you get?
At the very minimum, your groundworking insurance policy should cover you for the risk of injury to yourself and to other construction workers onsite, and members of the public. Personal accident cover as part of your groundworking insurance policy will mean that you are financially protected in the event that you are injured or even permanently disabled as a result of an accident at work. Public liability cover will prevent you from being financially liable personally in the event that someone else is injured as a result of your actions.
If you have lots of your own materials or equipment, you should also consider insuring these to safeguard your investment in case of theft or accidental damage.
Want to find out more? Then call Park Insurance today and talk to one of our friendly advisers about all of your ground worker’s insurance needs, and we’ll help you get the policy that’s right for you at a price you can afford.