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Media Insurance

The UK’s TV and film industry is undergoing a renaissance, with production companies finding that the UK is the perfect place to shoot new series, films, and streaming content. Film production insurance is a key consideration for media companies, individuals and organisations involved in the creative industries. Whether you’re looking for comprehensive TV production insurance for your next shoot, or insurance for film equipment on set, in storage or in transit, Park Insurance can help.

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What is media insurance, and why is it important?

Whether you’re a freelancer or running a production company, not having appropriate media insurance could disrupt or delay production. From professional indemnity and public liability cover to insurance for film equipment and loss of earnings, a comprehensive insurance package could keep the cameras rolling and your production on schedule. Because the creative industries are so complex, specialist brokers such as Park Insurance are the people to talk to when you’re looking for cover that suits both your needs and your budget.


What does media insurance cover?

Production environments are fast-paced and high-pressure, which means you need to protect yourself and your business against issues such as production delays, equipment failures or theft, or location issues. Insurance covers the financial, legal, and operational risks that anyone who creates, publishes, or distributes content may encounter. That can also include legal disputes over intellectual property and financial losses arising from contractual obligations, depending on cover. Media insurance is specifically designed for anyone in the creative industry, including those creating content for online distribution.

The different types of insurance for content producers

The complexity of a media business means that your insurance portfolio needs to include a wide range of film and TV production insurance. Your package could include:

  • Media equipment – even the simplest camera can be worth thousands of pounds - so insurance for film equipment is essential to protect against loss, damage or theft.
  • Business interruption/Production delay or abandonment cover – If a shoot is delayed, it can seriously impact your income. There is specialist cover available that gives you financial support, enabling you to pay bills.
  • Employer’s Liability insurance – This is mandatory if you employ anyone, including part-time staff and some contractors.
  • Public liability cover – Film sets can be hazardous with a high risk of slips, trips or falls. Public Liability insurance provides you with financial protection against the cost of compensation claims and associated legal costs.
  • Vehicle insurance – If you need vehicles to move equipment or crew, you will need to arrange business-use vehicle insurance to provide financial protection if items are stolen, damaged, or lost in transit.

Talk to a Park Insurance broker, who can discuss other options, such as professional indemnity insurance and other insurance products, to provide cover for copyright or trademark disputes, defamation claims, production shutdowns, and, increasingly in the modern world, cyberattack protection, which may be arrange as a separate or additional policy.


How much does it cost?

The cost of your media insurance package will depend on what you choose to include, the level of cover you want, and your personal and business circumstances. Your Park Insurance broker will take you through the costs to help you select a portfolio that fits your needs and your budget.


Are freelancers covered by media insurance?

Freelancers usually have their own insurance in place, but if they are employed by you, either as crew or talent, you will need to ensure you have Employer’s Liability cover as part of your media insurance.

Do I need different types of insurance for my employees?

As well as Employer’s Liability insurance, it’s wise to have other types of cover in place to deal with any disputes that may interrupt the filming schedule, as well as legal costs to cover any bills if disputes escalate.


Keep the cameras rolling with Park Insurance

For over 30 years, Park Insurance has worked with individuals and businesses in the community to provide specialist insurance. We have a strong connection to the creative industries and understand how demanding and challenging the business can be. That’s why our position as preferred brokers to some of the UK’s largest insurance providers is so important. It allows us to source insurance for film units, TV production companies, and content creators that’s both competitively priced and tailored to the specific needs of the media.

You can use our Get a Quote function to get an instant online quote or contact us directly to speak with one of our team for more information on all aspects of TV and film production insurance. Call us today.

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Park Insurance Services Ltd
323 Church Road
St George
Bristol
BS5 8AA

Tel: 0117 955 6835

Email: info@parkinsurance.co.uk

Park Insurance Services Limited is authorised and regulated by the Financial Conduct Authority under FRN 998383. You may check this on the Financial Services Register by visiting the FCA website. Park Insurance Services Limited is registered in England and Wales (company number 13091532). Registered address: 323 Church Road, St. George, Bristol, England, BS5 8AA.