If there is one piece of technology that has exploded in popularity in recent years, it’s the drone. No longer just a toy for kids, these technologically advanced pieces of equipment are now being used for a wide range of purposes, from aerial photography and geological surveying to advertising, making them the ideal piece of technology for businesses of all types.
From real estate to environmental assessment, surveying and even checking power and phone lines, drones are an excellent addition to your business.
But while they might be popular, they’re certainly not cheap!
So at Park Insurance, we’ve developed commercial drone insurance specifically designed for business users that protects your investment and makes sure you’re not left out of pocket if it’s damaged during flight or while in transit.
Why take out drone insurance?
Drone insurance, also known as UAV or Unmanned Aerial Vehicle insurance, usually covers the drone both while in flight and in transit.
No matter how careful you are or how experienced at flying unmanned aerial vehicles you may be, there will be times when your drone suffers from a hard landing. With so many delicate moving parts, as well as expensive cameras, this can be a costly mistake that could run into hundreds (or even thousands) of pounds.
Remember that if you’re using a drone for commercial reasons, then this is a business asset and should have the same level of financial protection as your company vehicles or any other asset you use every day. Ask yourself – could you afford to replace a damaged drone without affecting your end-of-year profit margins?
Drones can also be damaged in transit, or suffer from electrical problems that can affect onboard equipment. All of this can be very expensive to repair,or replace. If you have a business that relies on a UAV then this can seriously impact your operations and, consequently, your income.
Protecting the public and yourself
Public liability insurance should also be a part of your commercial drone insurance package. It ensures that you are financially protected against any potential claims for injury or damage to property from third parties. The question of privacy is also an issue, and if you are sued by a third party who feels their privacy has been violated by your drone activities, you could face quite a legal battle. Drone insurance can help to protect your investment, and your finances.
Do you need permission to fly a drone?
If your drone is larger than 20kg or is being flown for commercial reasons, then you will need to get permission to fly from the UK Civil Aviation Authority (CAA) in accordance with Article 166 and 167 of the Air Navigation Order 2009. In this instance, drone insurance is essential.
How Park Insurance can help
Our experience in finding the very best insurance deals for our customers over 20 years’ of operating means that we have the contacts, the experience and the expertise to find you the right insurance at the right price. If you’re looking for a drone insurance package that includes public liability insurance for commercial use, we can help.
Our position as preferred brokers to some of the UK’s largest insurance providers means we can find a policy that includes everything from like-for-like replacement, multiple unit policies (if you have more than one drone) and personal liability cover for your own peace of mind.
To find out more about drone insurance deals from Park Insurance, call us today and talk to one of our friendly advisers.
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