What is Converted Campervan insurance, and why is it important?
Converted campervan insurance, also known as modified van insurance, is cover specifically designed for vehicles that have been converted from standard vans into vehicles that can be lived in. Converted van insurance doesn’t just cover the vehicle. It also provides insurance for the fixtures and fittings added to the interior. It’s similar to motorhome insurance but considers the unique nature of a campervan modification, as well as the vehicle type, age, and power.
The differences between standard campervan or motorhome insurance and converted cover
The key difference between motorhome and converted campervan insurance is that the former covers mainly factory-built leisure vehicles, while converted van insurance covers both the vehicle and the modifications, custom fittings, and the overall value of a conversion, whether that’s professionally done or a DIY version. In short, converted van insurance can cover the entire investment and helps ensure the vehicle is appropriately insured for road use.
Modifying a van can have a considerable impact on your insurance, increasing the vehicle's market value but also your premiums. That’s why it’s important to check that you have the right kind of insurance for your vehicle.
Benefits of having insurance cover
The biggest benefit of having specialist insurance is that it helps protect your investment, including the van itself and all the conversions, fixtures and fittings. At Park Insurance, we talk to insurance providers who understand the time, money, and value of converted vans and that every conversion is unique. Self-converted campervan insurance reflects the whole investment, not just the value of the base vehicle.