What is nail technician insurance?
Nail tech insurance is a collection of covers that address the unique risks this sector of the beauty industry faces. The core elements offer protection against third-party and employee claims, and you can tailor your policy to keep your equipment and stock safe.
What are the benefits insurance?
In your public-facing role, you are vulnerable to the risk of third-party claims. If you run a nail salon and a client or delivery person slips on a wet floor and injures themselves, they could make a claim. If one of your products leaks onto the expensive carpet at a client’s house during a treatment, again, you would be liable.
You work with a range of strong chemicals as a nail tech, and even with stringent procedures in place, there is still a risk of a bad reaction. Insurance policies can be tailored to offer protection against such risks, allowing you to work with confidence.
What is the difference between nail technician and nail salon insurance?
The risks faced by a self-employed nail tech are very similar to those faced by a nail bar owner. The main difference between the two is that a nail salon owner must take out employer’s liability if they hire staff, may require higher levels of cover for tools and stock, and may wish to include cover for their premises and fittings.