What is landscape gardener insurance?
Gardener insurance is a collection of covers that protect you financially as you work your gardening magic on a client’s garden or land. Should your client, an employee, or a member of the public make a claim against you for injury or property damage, your landscape gardener insurance can protect you against any financial losses. With Park Insurance, you can tailor your policy to include other useful protection, such as cover for your tools.
Do you need landscaper insurance?
Though others may view your career as a charming profession full of fragrant flower beds and crisp mown lines on verdant lawns, plenty of risks are associated with your outdoor work. A physical role that exposes you to the elements, gardening can also involve using dangerous machinery and working on other people’s property where accidents can occur.
If you’re mowing grass in a client’s back garden and they trip over your power cable, injuring themselves, you are liable for any claims they make. Should you carry out maintenance on a tree and damage your client’s property, again, a hefty claim could be heading your way.
It’s not only your customers you need to worry about. If a member of the public is hurt or their property is damaged due to your gardening work, you are liable.
Whether you work alone or run a gardening business with employees, this insurance protects you.
What are the benefits of landscaper insurance?
Landscaper insurance offers you peace of mind that should the unexpected happen, you’re financially covered. It allows you to work with motorised gardening equipment, plant with confidence, and take on jobs where you know members of the public will be present, safe in the knowledge that you have the suitable cover in place to keep you safe.