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Tree Surgeon Insurance

Being a tree surgeon comes with some serious risks. This challenging but essential role puts you in danger, as well as having the potential to damage property or even injure the public if things go wrong. Tree surgeons are highly trained and skilled individuals who are willing to take on some of the toughest jobs, often in challenging conditions or remote locations. To protect your interests as a professional, tree surgery insurance can provide you with the peace of mind that your business, reputation, and financial stability are safeguarded.

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That’s where Park Insurance can help. We understand the factors that influence your business, and can advise you on the right insurance for tree surgeons, whether you’re a sole operator or run a larger tree surgery business.


What is tree surgeon insurance?

There are clear issues when it comes to maintaining and felling trees, especially when that work is carried out in a public place or challenging situations. Tree surgeon insurance can provide you with the protection your business requires against the consequences of injuries or damage if things go wrong.

At Park Insurance, we recognise that every situation is unique and that every business or operation is distinct. Our insurance cover is never a ‘one-size-fits-all’ situation, but a bespoke package tailored to your needs and budget. From equipment cover to that all-important Public Liability cover, your insurance portfolio is uniquely tailored to your exact needs.


Why do you need tree surgeon insurance?

Operating without the correct level of tree surgeon public liability insurance leaves you exposed financially if someone is injured as a result of your operations or their property is damaged. Not only could you face a considerable payout if a compensation claim against your business is successful, but you would also have to deal with all of the legal costs that go with it.

Tree surgeon insurance can also include things such as business vehicle insurance and cover for your equipment. If your chainsaws are stolen from your van, your business is effectively dead in the water. The right kind of insurance cover can ease the financial impact and make sure you get back on your feet as quickly as possible.

What insurance do I need?

At the top of the list of essential cover is public liability insurance for tree surgeons. You might also want to include:

  • Personal injury cover – which can ensure your bills are paid even if you can’t work due to injury
  • Commercial vehicle insurance – your standard vehicle insurance will not cover you for business, so you’ll need specialist insurance to stay legal
  • Business interruption cover
  • Legal costs insurance
  • Equipment and machinery cover
  • Plant hire insurance – useful if you hire any large plant equipment to carry out your job
  • Employer’s Liability Cover – a legal requirement if you employ staff, even family members or part-time workers

How do claims work?

Tree surgeon insurance claims work in the same way as any other claim. If the worst happens, you need to contact your insurance provider using the number provided on your documentation. If you have photographic evidence, this will need to be submitted so the insurance provider can settle your claim as quickly as possible.


How much does tree surgeon insurance cost?

Tree surgeon insurance packages are very affordable, but the cost will depend on what you include in your portfolio and the level of cover you require. The question to ask is how much it would cost you not to have the right insurance in place? The team at Park Insurance can work with you to put together a deal that suits both your needs and your budget.


Insurance for individuals vs businesses – what’s the difference?

You can choose the type of insurance you want, depending on whether you’re a sole operator or run a larger business. In either case, tree surgeon public liability insurance is a vital part of your business insurance. If you employ others, then you will also need Employer’s insurance to operate legally.

Are there height restrictions and other limitations for tree surgeon insurance policies?

Some policies will include height restrictions. When you take out your insurance, you will need to disclose the maximum heights you work at and notify your provider accordingly if circumstances change.


Is tree surgeon equipment covered?

It is possible to include cover to protect your equipment against theft or damage, especially in transit. If you purchase new equipment, it's essential to notify your provider so that its value can be taken into account and your premiums can be revised if necessary.


Why insure with Park Insurance?

For over 30 years, the team at Park Insurance have been sourcing the best specialist insurance from the UK’s top providers. Our expert team understand how challenging it can be to get the right type of tree surgery insurance cover for your business, so we use our position as preferred brokers to search out the most effective and affordable cover. From Public Liability to equipment insurance, we provide packages that are tailored to your exact needs, and we’ll never try to ‘upsell’ you cover you don’t need.

To find out more, call our team and talk to one of our expert advisors today, or click on the Get A Quote button for a free, no-obligation quote right now.

Get in touch

Give us a call on 0117 301 8507 or click on the button below and we will be happy to contact you to discuss your needs.

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