Public liability insurance for riding schools
If your stables offers riding lessons to the public then it's essential that you have adequate Public Liability Insurance. This will protect you financially against the legal costs if a person is injured and makes a compensation claim, or if their property is damaged. Our experts can give you impartial, no-nonsense advice on the right level of riding school insurance for your business, and how much PLI you will need.
We can also source comprehensive and affordable riding instructor insurance for individual instructors, whether they're based at a single yard or teach at several different locations.
If you've spent years building up your riding school, insurance is an essential part of your business plan and vital to protect the time, effort and financial commitment you've made to your business. To make sure you have the right level of cover, contact us today to find out more about our full range of riding stables and livery yard insurance.
Though you may be very comfortable around horses and within the equestrian environment, there are many risks within this setting that livery yard insurance offers protection against. Whether you're running a commercial livery yard, a riding school or have your own personal stables, some issues can arise that leave you financially vulnerable. To reassure you that you're safe and secure, whatever happens, take a read through these frequently asked questions to see how livery insurance may be of benefit.
Do I need livery yard insurance?
Though many of the covers offered by horse stable insurance aren't currently a legal obligation in the UK, it's a good idea to hold livery insurance for your finances and peace of mind. Even if you aren't a commercial enterprise, the level of risk associated with your yard and the expensive equipment and stock you hold are all well-worth protecting.
Can livery insurance cover injury to my horses?
Get in touch with a trusted insurer such as Park Insurance to discuss additional livery insurance coverage such as custodial liability. This can cover injuries to the horses at your yard caused by your property (such as a fence or a piece of equipment).
Are there any exclusions I should be aware of?
To make successful claims for the likes of theft, you'll need have ensured that your livery yard is suitably secure, for example, by installing a CCTV system.
You may not be able to get cover if multiple businesses are operating from the same yard.
It is likely that you'll be expected to meet risk assessment stipulations, such as fencing off muck heaps.
If you're keen to protect your livery business, get in touch with one of the experienced and friendly insurance experts at Park Insurance. With decades of experience managing complex specialist insurance needs, Park insurance is ideally placed to assess your livery yard requirements and tailor a policy that offers all the protection you need.