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Plasterers' Insurance

Park Insurance have been advising plasterers and tradespeople on their insurance requirements since 1983. We have a depth of plasterer insurance experience and professional knowledge that’s second to none, providing specialist cover for plasterers and dry line workers that suits your business and your budget.

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What is plasterers' insurance?

Typically, plasterers' insurance will cover you against any injury caused to your customers or the public, as well as damage caused to their property as a result of your work. In addition to public liability insurance for self-employed plasterers, we can create a package that includes mandatory Employer’s Liability cover if you have employees working for you.

Protecting you against the financial cost of accident or damage claims, plasterer’s business insurance is an essential addition to your operation, giving you peace of mind. It may also cover you for lost or damaged plastering tools, and cover against trade materials.


Why do you need insurance?

If you’re working in people’s homes, there is always the risk of damage occurring. If that happens and the homeowner decides to pursue you for compensation, public liability insurance for plasterers protects you from the financial fallout and any legal costs. It will also protect you if someone is injured, for example, by tripping over your tools, and claims compensation for any injuries.


What does plasterer’s insurance cover?

In addition to public liability insurance for plasterers, there are several other types of coverage that can be beneficial. If you employ or subcontract other workers, you are required by law to have Employer's Liability insurance. Other essential business insurance options for plasterers can include commercial vehicle cover and tool cover, in case your tools are lost, stolen, or damaged beyond repair. Loss of earnings cover can help keep the bills paid if you're unable to work, while personal injury cover can also give you some financial protection if you're hurt and cannot work for a while. Your policy should also cover contract works and excess layer cover.


How much does plasterer's insurance cost?

The price of not having insurance far outweighs the cost of premiums over the course of a year. A single incident can financially cripple your business if you don't have cover. At Park Insurance, we understand that you want the right level of cover, but at a price that suits your budget. We'll never try to 'upsell' you insurance you don't need. Our standing as preferred brokers to some of the biggest insurance providers in the UK means we can find the best deals on business insurance for any size operation, including sole traders, contractors, and plastering companies.

FAQs

Do self-employed plasterers need insurance?

Absolutely. Any business, regardless of its sector, needs to protect its assets, finances, and reputation. Insurance ensures that if your van is stolen and all your tools are inside, you can quickly replace everything and get back to work. It also means that if you're sued for compensation as a result of an injury or damage to property and have to pay legal costs and any compensation payouts, your financial situation is secure.

What other types of business insurance would a plasterer need?

It will depend on your business plan. If you're running a fleet of vehicles, specialist commercial vehicle insurance is essential. If you're a sole trader, business interruption cover may be a good idea to ensure the money keeps coming in if you're unable to work. Your broker can provide you with more information about what's available.

Is insurance a legal requirement for plasterers?

While public liability insurance for plasterers isn’t a legal requirement, you may find that clients will not permit you to work on their projects without it. The only legal requirement (apart from commercial vehicle insurance to drive on the road) is Employer’s Liability insurance, and only then if you employ anyone as part of your operations.


Park Insurance – the trade’s choice

For over 30 years, Park Insurance has been the insurance broker of choice for tradespeople and builders. As preferred brokers, we can search for the best deals on plasterers' insurance and public liability insurance for self-employed plasterers. Talk to one of our team today for more information, or use our Get A Quote online feature for an instant, no-obligation quote.

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Give us a call on 0117 301 8507 or click on the button below and we will be happy to contact you to discuss your needs.

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Park Insurance Services Ltd
323 Church Road
St George
Bristol
BS5 8AA

Tel: 0117 955 6835

Email: info@parkinsurance.co.uk

Park Insurance Services Limited is authorised and regulated by the Financial Conduct Authority under FRN 998383. You may check this on the Financial Services Register by visiting the FCA website. Park Insurance Services Limited is registered in England and Wales (company number 13091532). Registered address: 323 Church Road, St. George, Bristol, England, BS5 8AA.