Pet business insurance offers you the all-important public liability coverage, but it can also be tailored to meet the individual needs of your pet care company. From care, custody and control cover to personal accident and employer's liability, the right pet business insurance will make sure all your bases are covered.
Who needs pet business insurance?
Whether you're a part-time dog walker, a full-time dog groomer, a vet, a pet shop owner or a daycare or boarding service - this type of insurance makes good financial sense for your business. Turning to an insurer such as Park Insurance, which can offer a specialist and bespoke policy, means that your needs can be met whether you need pet and dog groomer insurance or comprehensive cover for a veterinary surgery.
Why do I need public liability cover in my dog groomer business insurance?
Like all other pet-centred enterprises, dog grooming businesses will benefit from the inclusion of public liability cover. Suppose one of your clients claims that they sustained an injury because of your business or accuses you of damaging their personal property (with pets considered as personal property). In that case, you could be left facing significant costs.
In your line of business, accidents and damage can happen all too easily, thanks to the unpredictable nature of animals. Be it a dog in your care who chews a client's expensive handbag, or a toileting accident on the floor of the waiting room that causes a member of the public to slip and hurt themselves, accidents can and do happen in the workplace.
Should a member of the public make a claim against you, public liability is used to cover the legal costs, along with any compensation you may be found liable to pay. Due to the nature of public liability claims, cover usually starts at £1 million, extending up to £10 million depending upon the individual requirements of the pet business.