Why do I need groundworker insurance?
The construction industry is a thriving sector, but unfortunately, it comes with inherent risks. Construction and building sites are hazardous areas, which is why there are strict Health & Safety regulations covering them. As ground workers are usually the first workers on site, there may be issues that have not yet been identified, potentially putting people at risk of injury or damage to property. To protect yourself and others, insurance acts as a financial cushion to absorb the cost of any legal fees and compensation claims in the event of an incident.
It can also cover property damage, for example, if you’re contracted to lay a driveway and your actions damage a garden, garage, or vehicle while you’re on the property.