Gas engineers are responsible for installing, maintaining and repairing critical gas infrastructure in private and public environments around the country. In doing so, you expose yourself to numerous risks that could harm your long-term career and immediate financial security.
In today’s society, litigation is a serious concern for many professionals. When things go wrong, individuals and organisations often seek damages to recoup their losses. Gas engineer insurance is designed to protect you and your livelihood, ensuring you benefit from complete security and total peace of mind while completing your work.
Gas engineer cover from Park Insurance
At Park Insurance, we provide bespoke gas engineer cover to industry professionals up and down the country. From the work you take on to the equipment and methods you’re familiar with, we recognise that every gas engineer operates differently. That’s why we provide customised cover that reflects your particular needs.
Based in Bristol, our experienced team has been arranging, brokering and managing insurance policies for more than 30 years. As an independent broker, we’re not tied to any one provider, allowing us to shop around and get the best possible deals for our clients.
Why do I need gas engineer insurance?
Accidents occur in all industries. It doesn’t matter how skilled a professional you are, it’s impossible to control all aspects of a project. Gas engineer insurance protects you should an accident or incident occur in the workplace or because of your work. In this sense, it’s about protecting your business should anything go wrong.
Fighting a legal case or paying out compensation can have drastic consequences. Without proper protection, you could be left in a perilous financial situation, experience intense stress and strain, or even be prevented from continuing your chosen career. At Park Insurance, we want to ensure this never happens to you.
What types of gas engineer insurance do I need?
As a gas engineer, you need to consider the type of work you do and how that affects your policy requirements. For instance, if you always work alone, you probably don’t need employers’ liability insurance.
The following list features the main types of insurance you will want to consider:
Public liability insurance for gas engineers
Public liability insurance is arguably the most important type of cover for gas engineers. It covers claims from customers or the general public if your work results in injury or damage. Typically, you insure yourself up to a certain amount, though you can increase this should customers or employers require it.
Equipment insurance
As a gas engineer, you rely heavily on your tools and equipment. Without them, you cannot fulfil your responsibilities and complete scheduled work. Replacing tools can prove costly and put you in a tough financial position. Equipment insurance covers you against loss, theft or damage of equipment, so you know you’re protected should the worst happen.
Financial loss insurance
Financial loss insurance covers you should a customer claim that your work was directly responsible for them losing income. When working with something as essential as gas infrastructure, this is an important consideration.
Employers’ liability insurance
Employers’ liability insurance is a legal requirement if you employ someone who is not an immediate family member. It covers claims from staff in the event they contract an illness or suffer an injury because of their work. For many businesses, employers’ liability cover pays for itself many times over. No matter how careful you are, accidents do happen.
Hassle-free claims
At Park Insurance, we make every aspect of the insurance process as easy as can be. From setting up your policy to making a claim, we provide expert guidance and support at every step. Should you need to make a claim, just give us a call and speak to one of our experienced team members. They’ll ask you a few simple questions and then handle everything else.
A major part of the service we offer is relieving you of stress and ensuring you can focus on running your business and earning a living. We process all claims in-house and try to involve you as little as possible. To us, hassle-free claims are what it’s all about.
Finding the right insurance gas engineer public liability insurance for you
We built Park Insurance on the idea that insurance should be tailored to your needs and offer you total peace of mind. So, that’s how we do it. We build a unique policy that reflects your working realities and find you the best price possible, then handle all the details and process any claims you need to make. We offer professional security while keeping things simple.
To learn more about gas engineer insurance packages from Park Insurance or to request a free quote, contact us today. You can do so via our online contact form, by emailing us, or by picking up the phone and calling 0117 955 6835. Our expert independent advisors will be delighted to hear from you.