Types of cover
Exhibitor insurance usually includes the following cover as standard:
Public liability
Public liability insurance for exhibitors deals with third-party claims for injury or personal property damage. You can use it to defend claims and to pay compensation, medical bills, and the associated legal fees. Most venues will require a certain amount of PLI before they will allow you to exhibit at their show.
Employers’ liability
If you employ staff to work at a trade show, you’ll need to ensure you hold at least £5 million of employers’ liability cover, as required by UK law. Even if you’re a sole trader who only employs staff specifically for such events, you still need to have this cover.
Event disruption/cancellation cover
This cover helps you recover the money you invested in attending the event. It can also be tailored to cover your lost revenue.
Event equipment cover
You can protect the equipment and stock you need for the exhibition against theft, damage, and loss with equipment cover. It will also keep your equipment safe while you’re travelling to and from the event.
Most policies will cover you for your setup and break-down period too.