What insurance do I need?
Top of the list has to be Public Liability Insurance. To make sure you are adequately covered, we recommend talking to one of our impartial advisors, who will be able to take you through the options available, as well as recommending what level of insurance you should go for.
Employer's liability is a legal requirement if you are employing anyone, even if it's part-time or on a voluntary basis. This is particularly important to bear in mind if your drive-in cinema is a community-based operation, as well as commercial ventures and chain cinemas who are expanding their facilities to provide a drive-in cinema area for customers.
Other insurance cover that we recommend drive-through cinema operators consider include:
- Business interruption cover
- Fire and theft cover
- Property and material damage
- Business money protection (to protect against financial losses should the night's 'takings' be stolen or lost)
- Combined liabilities