Static Caravan Insurance

I want to live in my static home full time. Do I still need insurance?

Though it's not a legal requirement, it's a very good idea to take out insurance. Just as you wouldn't risk failing to insure a house and its contents, nor should you leave yourself financially vulnerable by leaving your static home uninsured. If you plan to live there permanently, adding residence cover to your policy is important too, as failing to declare your permanent residency may affect future claims.

What isn't covered by static caravan insurance?

It's important to remember that your insurance won't cover normal wear and tear, and failing to maintain your static home properly may also impact other claims you make. If you haven't taken the necessary precautions to protect your plumbing from the colder weather and if your water and heating installations are old, you may not be covered for frost damage and burst frozen pipes.

Damage caused by insects, mice and other vermin will also not be covered, so make sure you take out the necessary protective measures, especially while the caravan is unattended.

If you've sadly experienced a theft, you will not be covered for any of your losses if you didn't secure your static home properly.

My static caravan is in my garden. Will it still be covered?

It's essential to let us know if your static caravan isn't in a licensed caravan park; otherwise, your policy may be invalid. Many people use a static caravan on their property to act as an additional bedroom, a rentable holiday home or an office space. Get in touch with us if this is the case, and we can discuss your static home insurance needs.

Whether you own a high-tech static caravan with all the mod cons or have a much-loved older model, here at Park Insurance, we'd be delighted to help you protect it. Get in touch today to chat with one of our friendly, knowledgeable insurance experts, and they'll make sure you'll be able to enjoy your static caravan with complete peace of mind.