While as a skate park operator you no doubt take your health and safety duties very seriously, accidents can occur despite your best intentions and efforts. To further safeguard both the wellbeing of your park's users and the continuing operation of your site, public liability cover is an absolutely essential component of your skate park insurance policy. This type of insurance will cover you financially in the event that someone injures themselves or their property as a result of your supposed negligence while using the park facilities.
If your skate park is staffed you'll also need employer's liability cover as a matter of legal obligation. This effectively covers you for all costs in the event that a paid employee or a volunteer is injured on your site while carrying out their duties.