Do you need public liability insurance as a personal trainer?
Absolutely! Public liability insurance is the key cover you need as a personal trainer. It will financially safeguard you should a client or a member of the public become injured, or their property damaged whilst you're working.
You may wonder how likely it is that a member of the public will become hurt, or their property damaged during your work with a client. Although you're fully focused on your activity, a member of the public may not be. Think how easily they could trip on a piece of equipment you've place on the ground or fail to notice an activity you've asked you client to carry out, leading to a collision.