At Park Insurance we have over 20 years' experience in finding the best community garden insurance deals for our clients, no matter what their requirements. For community garden organisers, the key type of cover you'll need is public liability insurance.
What is Gardeners Public Liability Insurance (PLI)?
Gardeners Public Liability Insurance provides owners or organisers against financial hardship should suffer an injury while on your property or property that you manage. So for example, if a member of the public walks into a community garden and steps on a rake, injuring their foot, public liability cover will protect those who manage the garden against financial loss if that person then decides to put in an injury compensation claim. Gardeners Public liability insurance isn't compulsory, but it should be considered to be essential if your garden is open to the public in any way.