They're also physically one of the most vulnerable road users too. In 2012* a total of 118 cyclists were killed on Britain's roads, and 3,222 were seriously injured. A further 15,751 were slightly injured, showing just how at risk cyclists of all ages and abilities are. Three-quarters of serious and fatal accidents happen in urban areas, and 80% of accidents occur during the day. So simply wearing hi-viz clothing and a helmet on the morning commute into work won't protect you against the risk of serious personal injury.
So if car drivers have insurance against accidents, then it make sense for cyclists to do so too. At Park Insurance we specialise in providing non-standard insurance for our clients, including bicycle insurance packages that can include personal accident cover and public liability insurance. Our position as preferred broker to some of the UK's largest insurance providers means that we can find you the right deal and put together a bespoke bike insurance package that suits you.