Testimonials
“I have been dealing with Park Insurance for over 15 years. It is a pleasure to deal with a person,…
If you own a property that you let to tenants, choosing the right property owners’ insurance is essential to protect your investment. Whether you rent a holiday home, student let, or manage an extensive portfolio of properties in the UK or abroad, we’ll source the best value for money cover for your peace of mind.
Not every landlord will need the same level of cover. Our policies can be tailor-made to protect you for the principal risks you face. That means you can be reassured that your financial investment is protected, without paying for cover you don’t need.
For example, property owners’ insurance can include:
Another critical element of property owners’ insurance is liability cover. You are protected financially from any claim for injury to person or damage to property that is brought against you by your tenant, a visitor to the property or the public.
For example:
Your legal responsibilities as a property owner include:
Property owner liability insurance covers your legal costs if a tenant makes a claim that you have not met the legal requirements surrounding the safety of the property, even if no injury has occurred.
The level of property owner liability insurance that you take out is up to you. The indemnity is the amount the insurance policy will pay out if you make a claim and you can select an indemnity up to £1 million, £3 million or £5 million. The lower the indemnity, the lower the premium will be. Our team can advise you on the right level of cover depending on your property type.
At Park Insurance, we specialise in all types of property owners’ insurance. Our dedicated team offers free advice for landlords and can help you to find coverage to match your exact needs and budget.
Our expert property team knows exactly where to look for the best property owners’ insurance. As an independent broker, we’re free to shop around to find the best value for money prices. As one of the largest independent brokers, the scale of our business gives us substantial purchasing and negotiating power. This allows us to offer extremely competitive rates for a wide range of property owners’ risks. Call our team today on 0117 955 6835 or fill in the form below for a free property owners’ insurance quote.
“I have been dealing with Park Insurance for over 15 years. It is a pleasure to deal with a person,…