Park Insurance have been visiting cafes across Bristol to make sure their owners and managers aren’t mugs – and leaving behind the crockery to prove it.
If you spot one of our ‘I’m No Mug’ mugs in any of the city’s cafes, it’s a sure sign that Park Insurance have visited the premises to talk to the staff about the importance of protecting their business interests with adequate cafe insurance.
Bristol has a thriving cafe community, with 75 cafes and coffee shops listed on the VisitBristol tourism site, and twice as many to be found in the Yellow Pages.
It’s important for all businesses in the sector to take out suitable cafe insurance cover, to protect against the financial impact of incidents ranging from robberies to personal injury claims from customers.
Marc Loud, director of Park Insurance, said: “A cafe needs careful management day by day – and it’s easy to get caught up in everything from ordering ingredients for the morning, to cleaning down your kitchen each night.
“But it’s essential that you protect your long-term business interests too, and cafe insurance provides some much-needed peace of mind in the event of theft, damage or legal claims against you.
“Our cafe insurance customers have proved they are no mugs, by safeguarding their property and their business against these unforeseen costs, and ensuring they can continue trading even in many of the worst-case scenarios.”
Food on the move
If your cafe provides off-site catering services, for example catering to weddings and other special events, you should check the specific types of catering insurance you need.
Park Insurance can put in place policies to protect your assets such as transportation and cooking equipment, your staff – including yourself – and your customers via public liability insurance.
Our policies are priced to suit your affordability, so you can relax and concentrate on preparing your menu, safe in the knowledge that everything from staff injury to food poisoning among your diners is protected against.
Heart of the community
In some cases, cafes qualify as community businesses – providing an important meeting place for local residents, which would be sorely missed if the cafe were to close.
Although these are more likely in villages, such as the classic image of the British ‘pub on the village green’, it’s not about location – it’s about how valued your business is by your customers.
Park Insurance can act as brokers to get you the best community business insurance, including buildings and content cover, loss of earnings protection, public liability and employer’s liability.
Whatever the nature of your business, there is comprehensive cover to be found, which will keep you trading in all but the very worst of eventualities.
Bristol’s gastronomic landscape is at the very heart of the city, with local residents and tourists alike enjoying food from quick snacks to fine dining at all times of day and night.
With the help of Park Insurance, you can make sure you’re no mug – and protect your business interests from whatever might be on the menu in the years ahead.