What coverage does it offer?
For each vehicle on your fleet policy, you’ll be asked to choose between the three standard levels of cover:
- Third party
- Third party, fire, and theft
- Comprehensive
You may also be given the option to choose telematics insurance, which uses a black box or mobile app to monitor driver performance. This can have both a positive impact on your annual premiums and provide useful operational insights.
We can also help you tailor your fleet insurance to your business needs, with cover such as employer’s liability and public liability, breakdown and replacement vehicle cover, and hire and reward and goods in transit.
Risk management for fleets
Our Risk Management will enable you to make informed decisions on collision-reduction strategies, legal compliance, training programmes, and vehicle selection, and will help you identify areas for improvement in health and safety.
Taking a proactive approach to managing work-related road safety will benefit your business in several ways:
- Reduced costs associated with uninsured losses, absenteeism, lost productivity and damage to your brand and reputation
- A reduced risk of harm to drivers and other road users
- Greater compliance with legislation
- Enhanced Corporate and Social Responsibility outcomes