Convicted Driver Motor Insurance

Who is convicted driver insurance for?

If you have more than six points on your license, have previously been disqualified from driving, or have another criminal offence, car insurance for convicted drivers may be the best option for you.

Disqualified drivers

If you’ve been banned from driving after accumulating more than 12 points on your license within three years, you won’t be able to take out car insurance until your ban is complete. In the interim, you may prefer to SORN your vehicle. Once your ban is lifted, you may find your insurance quotes are exceptionally high since you’re viewed as an increased risk. Park Insurance looks at your ban carefully to understand what led to the conviction and how high your risks truly are moving forward.

Driving under the influence

If you have a conviction for driving under the influence, such as DR10 penalty for drunk driving, you may struggle to secure insurance or be faced with a high excess and premium. Park Insurance will assess the measures you have taken to address your charges to find a more competitive insurance option.

Points on your license

Car insurance for drivers with points is best approached on a driver-by-driver basis. With a clear understanding of how those points arose, Park Insurance can negotiate a better deal on your premium.

FAQs

Do I need to declare my convictions?

You must declare unspent convictions but under the Rehabilitation of Offenders Act, you don’t need to declare spent convictions to your insurer.

Does the type of conviction affect your premium?

If you’ve accumulated points through a number of minor driving offences, you may pay less than someone who gained points through driving without due care and attention or driving under the influence.

Park Insurance takes a tailored approach to convicted driver insurance. Get in touch today, and we'll take the time to learn about you and your points or convictions, helping you find the most affordable insurance to get you back on the road.