Campervan Insurance

The joy of heading out on the open road in your motorhome or campervan is one of the big pleasures in life for many UK adventurers and Van Lifers. We're a nation of wanderers who love exploring. But to drive on UK roads, you still need full campervan insurance.

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At Park Insurance, we specialise in finding affordable, comprehensive cover for our customers, whether you’re driving a classic 1960s VW ‘Splitty’ campervan or a modern motorhome with all the luxuries. From temporary campervan insurance for that impulsive tour of Scotland, to classic camper insurance for your vintage van, Park Insurance is with you for every mile.


What is campervan insurance?

Every vehicle with an engine that uses UK roads requires insurance, including campervans. Whether that's third-party only, third-party, fire and theft, or fully comprehensive, you must have insurance to drive. However, with campervans, there's also a lot more to consider, and comprehensive policies should include items such as coverage for awnings and camping equipment, breakdown assistance, discounts for secure storage, and lower premiums for low-mileage users.

Campervan insurance isn’t just standard vehicle cover. It protects your home-away-from-home, whether it’s just for a couple of weekends a year or if you spend much of your time enjoying the freedom of the Van Life experience.

What types of campervans can be insured?

Each campervan is different, and at Park Insurance, we can find you the right cover whether you’re looking for classic campervan insurance for a vintage vehicle or a quote for a full-size Winnebago. We’ll also help you find you a policy for conversion projects or a competitive deal on RV insurance. If it has four wheels, a bed, and is van-shaped, we have the right quote for you.

The benefits

You could get ordinary vehicle insurance for your van. However, while it may meet all the legal requirements, it doesn't provide the protection you need for the specific needs of a campervan. If you only use your campervan a few times a year, we can find insurance that takes into account low mileage, or temporary cover for infrequent users that will cost less.

To provide you with the best possible protection, our experienced and certified advisers will gather more information about you and your campervan, enabling them to create a package that's perfectly tailored to your exact needs.

Campervan vs motorhome cover – what’s the difference?

While campervans are lighter and smaller, motorhomes tend to be larger and purpose-built, which can make them more expensive and consequently, more costly to insure. Campervan cover tends to have lower premiums, as well as offering options for cheaper van insurance, such as third-party only and third-party, fire and theft cover. Motorhomes, due to their larger size, may also be subject to specific licensing requirements, which can result in them being placed in a higher insurance category.


Do I need campervan insurance?

If you own a vehicle, you need insurance to drive legally on the road. While you can insure a campervan under normal vehicle insurance, it won't cover all the extras, such as interiors, awnings, and equipment, that form part of Van Life. Insurance provides you with that coverage, allowing you to go exploring without worrying about the cost.

How much does it cost?

It will depend on whether you choose third-party only, third-party, fire and theft, or fully comprehensive. Campervan insurance can cost as much or as little as you want to pay – the level of coverage will be determined by the type of policy you choose to buy.


Go travelling with Park Insurance

With Park as your insurance broker, you have access to the best deals, brought to you by a company that cares. For over 30 years, we’ve been finding the right insurance cover for our Van Life customers, whether you’ve splashed out on a full-size RV, need classic camper insurance for a Volkswagen bus, or have converted an old Transit van into a home on the road. Contact us today for a competitive quote, or use our online Get A Quote service for an instant, no-obligation response.

Get in touch

Give us a call on 0117 955 6835 or click on the button below and we will be happy to contact you to discuss your needs.

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