Choosing car insurance can be a difficult process at the best of times, but it can be made that much harder if you have an endorsed license or have been banned for any period of time.
Drivers who have motoring convictions or a poor driving record will find it harder to get insurance and, if they do, it will certainly be at a higher premium. You must not hide a poor driving history; in the event that you need to make a claim, any undisclosed information such as accidents or points on your licence could see your insurance claim rejected. In order to offer you full protection, an insurance company needs to have a complete picture of your driving history.
However, there are insurance companies who will insure people with poor driving histories. Some insurance companies will even compete to offer you the lowest terms available. Even if you’ve lost your no claims bonus, there will be an insurer for you – you’ve just got to find them.
At Park Insurance, we work closely with reputable insurers who work with drivers who have less-than-perfect driving records. In order to receive a free, no-obligation quote from these companies, simply fill in our online ‘Quote Request’ form and we’ll do the rest.