Land Public Liability Insurance

What is land insurance?

Land insurance is primarily designed to protect the owners of land against the financial cost of claims from anyone who accesses their land and is either injured or their property is damaged. This is basically public liability insurance, but by talking to an expert broker, you can also include other types of insurance in your land insurance policy. That could be everything from cover to protect public access, employer's liability insurance to protect employees working on your land, cover for legal expenses and cover to protect you against material damage to walls, fences, gates and even street lighting.

What kind of land can you protect with insurance?

Almost any kind of land can be protected with insurance. One of the most popular types of land insurance is to protect private roads and accesses. While this may be expensive for one person to take out, if there are multiple residents or occupants then a collective policy can be arranged to protect the rights and interests of everyone. But other types of land can be covered too, including woodland, vacant plots, brownfield development sites and pasture.