Allotment Insurance

It’s a chance to escape the hustle and bustle of everyday life, grow a few tomatoes, and bond with other horticulturalists. But in the modern age, even the tranquillity of the allotment can be a source for litigious claims, as well as damage or theft. Most council-operated ventures also require plot holders to have at least £5million in allotment insurance. If you’re taking on some extra space to grow some vegetables, Park Insurance can help you protect yourself and your equipment with practical, no-nonsense insurance.

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What is Allotment insurance?

Allotment insurance cover is a simple yet targeted form of liability insurance that protects you financially against the cost of legal fees and compensation claims for injury or damage to property. As part of your individual allotment insurance package, you can also include protection for your contents (if you keep any equipment in a locked shed at the allotment, for example), and personal insurance if you’re a trustee or involved in the running and maintaining of an allotment centre.

This is where Park Insurance can help. Using our status as preferred broker to some of the UK’s biggest insurance providers, we’ve negotiated a scheme that is very competitive and covers all eventualities for total peace of mind. Our insurance policies are thorough enough to give you the protection you need at a price that suits your budget.

How does Allotment insurance work?

The type of individual allotment cover ou select as part of your portfolio will depend on what kind of cover you want. To protect yourself against compensation claims and legal costs arising from personal injury or property damage, your allotment insurance package should include public liability cover. You can then add on other levels of cover for your equipment. If someone injures themselves while on your plot by tripping or slipping, you are then covered against any costs that may be part of a compensation claim.


Is it worth it?

Twenty years ago, we would’ve said no. But in today’s litigious society, you never know what might happen. If you’re a trustee of an allotment centre, you also need added insurance protection against any claims brought by plot holders. If the public has easy access to the allotments, public liability cover prevents you from ending up seriously out of pocket if an individual puts in a claim.

How much does allotment insurance cost?

The better question to ask here is, in the event of someone making a claim against you, how much would it cost you not to have insurance cover? The probability is that you would be out of pocket by thousands or even tens of thousands of pounds. At Park Insurance, we'll never try to 'upsell' you insurance you don't need. We make sure that not only is the insurance you buy relevant, but also cost-effective. How much cover you buy is ultimately your choice.

Digging up some great insurance with Park

For over 30 years, Park Insurance has been the go-to team for bespoke and niche insurance. Our expert advisors don’t just understand insurance, they understand you and what you need to make your world a better, more financially secure place.

Whether you’re growing enough to feed a village or just planting a few strawberries and runner beans, we’re here to help you take care of your finances with insurance you can trust. Contact us today for more details, or use our Get A Quote button for a free, instant, and no-obligation quote right now.

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Give us a call on 0117 955 6835 or click on the button below and we will be happy to contact you to discuss your needs.

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