Liability Insurance

Nothing protects your business finances and your peace of mind like the right liability insurance. With over 30 years of experience working with UK business owners, Park Insurance understands that each company has a unique set of liability cover needs. Our tailored approach to liability insurance means you get the bespoke cover you need at the best price.

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Protection against your biggest risks

Liability cover is your safety net, offering financial support should a third-party claim be made against your business for injury, illness, or personal property damage. Compensation claims can be extremely expensive, and many companies would easily fold under the burden of legal fees and compensation costs. Liability covers, such as public liability and product liability, help you mitigate your financial losses in the event of a claim, keeping your business afloat and protecting your reputation.


Keeping you and the public safe

Public liability cover sits at the heart of many business insurance packages. If your business deals with members of the public face to face or if you perform business activities in public spaces, you are vulnerable to third-party claims.

Accidents can and do happen even with the most stringent health and safety measures in place. If a member of the public slips on a spillage, trips over a cable or incurs property damage attributable to your business activities, you could face a claim for compensation.

Liability cover can take the stress out of defending and paying out on claims, and Park Insurance can arrange cover of £1 million to £5 million as standard.

Protection for retailers and service providers

All manner of companies sell products or include a product within their service. Even if you don’t manufacture the products you retail or provide to your customers, you can still be pursued for compensation if they cause the consumer a personal injury or result in property damage.

Park Insurance can help you choose the best level of product liability cover to protect your business, with cover typically starting at £1 million.


Understanding online risks

Liability insurance can also protect your online business activities, from the sale of products to the provision of services. Online liability cover gives you the reassurance that claims for personal injury or property damage relating specifically to your online operations will be covered, avoiding any grey areas that may leave you vulnerable to shouldering financial costs personally.


Adapting to your needs

A company’s liability insurance needs can fluctuate. Your business may see seasonal peaks and troughs or you may take on certain contracts that represent a greater liability risk than your day-to-day operations. Park Insurance can arrange excess layer cover, increasing your liability insurance level by up to £5 million.

Park Insurance can help you secure the most comprehensive liability insurance to meet your unique business needs. From annual policies and extra layer cover to liability cover for one-off events, businesses, charities, and individuals can all access competitively priced liability insurance that perfectly protects against their specific risks.

Get in touch

Give us a call on 0117 955 6835 or click on the button below and we will be happy to contact you to discuss your needs.

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