International Medical Insurance

Types of medical insurance cover for expatriates

For individual policies you can choose between four cover levels to secure the protection you want. Policies cover a range of defined areas including:

• Hospital services, covering inpatient and accommodation fees
• Parental accommodation, where an insured child under the age of 17 is in hospital
• Hospital cash benefit
• Day-care surgery
• Local road ambulance service
• Emergency medical evacuation
• 24-hour emergency medical assistance
• Repatriation or local burial (outside your home country)
• Home nursing
• Accident and emergency room services
• Oncology, chemotherapy and radiotherapy
• MRI and CT scans
• Organ transplantation surgery
• Rehabilitation care
• Dental treatment following accident
• Routine dental treatment
• Newborn care
• Outpatient psychiatric care
• Maternity care
• Childhood vaccinations
• Wellness benefit
• Outpatient services inc. GP fees, x-rays, diagnostic and pathology tests, physiotherapy, specialist and consultants fees, complementary therapies, prescription drugs.

Group Schemes

Group rates are available with three or more employees insured together as part of a group scheme.

For groups of 10 and above, APRIL can also offer “medical history disregarded” to accommodate members who have pre-existing medical conditions and which are covered by our plan rules. For groups of 50 lives or more, we can design bespoke policies tailored to meet you company's specific requirements.