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Private Health Cover

There's nothing more precious than your health. In the UK, we benefit from free healthcare via the NHS, but you can also access private healthcare, which you can cover personally or with insurance. Individuals, families, and businesses can all turn to Park Insurance to secure annual private health insurance or to arrange a policy to safeguard their medical care while travelling.

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Taking charge of your health

Whether you’re arranging private health cover for yourself or your employees, this type of insurance can offer greater control over your health and delivers more choices across your healthcare needs.

Private health cover provides flexibility, with options to speak to specialists from across the country. It helps you access the very best care for your unique needs by removing the limitations you may experience with your local public healthcare.


The benefits of private health cover

With a choice of private hospitals, clinics, and specialists, and access to the most cutting-edge treatment protocols, you can make a personally informed decision concerning where you receive healthcare and by which health professional. In most cases, even with your top picks of locations and doctors, you will still receive appointments and treatments faster than you would by going through the NHS. This can be particularly appealing to those who are keen to avoid waiting lists.

Whether you’re insuring yourself, your family, or your workforce, private health insurance is unique in its ability to help maintain an individual’s quality of life.

Promoting a healthy workforce

Offering private health cover to your workforce or to key staff members can have many positive outcomes for your business. In the UK, private healthcare is seen as a significant perk and can be a successful tool for attracting and retaining top talent. Proactively encouraging good health and mental well-being within your company offers a positive work environment.

Being able to help your staff be seen and treated quickly prioritises their health and reduces their risk of experiencing the financial insecurity of long-term statutory sick pay. A healthier staff and fewer long-term periods of absence stabilise your business, especially when you rely heavily on highly skilled individuals.


How does private healthcare cover work

Park Insurance can arrange health insurance that covers acute conditions, cancer, mental health, and physiotherapy. The policy covers everything from the initial consultation and diagnosis to treatment, recovery, and health monitoring. You will be covered for new conditions or injuries that arise after the start date of your policy but may not be covered for pre-existing conditions.

You will generally take out an annual premium, which can be paid in a lump sum or monthly. Should you fall ill or receive an injury, you can make a claim for the private healthcare you receive. You may receive full or partial coverage of your treatment costs, and if you have an agreed excess on your policy, you will be expected to contribute that.

By working with the country’s leading private health cover providers, Park Insurance can help you access the best medical knowledge and treatment, promoting health autonomy at home and abroad.

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Give us a call on 0117 955 6835 or click on the button below and we will be happy to contact you to discuss your needs.

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Park Insurance Services Ltd
323 Church Road
St George
Bristol
BS5 8AA

Tel: 0117 955 6835

Email: info@parkinsurance.co.uk

Park Insurance Services Limited is authorised and regulated by the Financial Conduct Authority under FRN 998383. You may check this on the Financial Services Register by visiting the FCA website. Park Insurance Services Limited is registered in England and Wales (company number 13091532). Registered address: 323 Church Road, St. George, Bristol, England, BS5 8AA.