Horsebox Breakdown Cover

If you're serious about riding, a horsebox is an essential part of your everyday life. From moving animals between locations or to the farriers, to eventing, shows, gymkhanas and trials, a horsebox transports your animals safely and smoothly. Even a basic box isn’t cheap, and you need to protect your investments, especially if you break down. At Park Insurance, we can ensure your horsebox is properly protected giving you added reassurance with a choice of comprehensive horsebox insurance and breakdown cover.

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What is horsebox breakdown cover insurance, and why is it important?

Whether it’s a flat tyre on a towed horsebox or an engine issue on your motorised horsebox, a breakdown can be a major problem. Being stranded with a broken-down vehicle and a nervous animal in the back can leave you in a very dangerous and tricky situation, especially if you're miles from home when it happens.

Breakdown cover ensures that if the worst does happen, your horsebox insurance with breakdown cover is there to get you moving again. And if you can’t get back on the road, comprehensive horse trailer breakdown cover will mean you can get help to move you and your horse to a safer location if onward travel isn’t possible. At Park Insurance, our horse trailer breakdown cover is designed to protect you, your horsebox and your animal, so you all get home as quickly and as safely as possible.

What does horsebox breakdown cover include?

Our cover includes not just vehicle recovery but also horsebox recovery. If there's a problem with your horsebox (such as a flat tyre), then the horsebox breakdown cover you take out with Park Insurance ensures your responders do everything they can to get you moving again. If you're stranded overnight far from home, we can include hotel accommodation for you and overnight stabling for your animals, too.

Benefits of having dedicated cover

  • Roadside assistance – If you break down at the side of the road, your horsebox insurance with breakdown cover makes sure responders get to you as quickly as possible – particularly important if you’re transporting a nervous animal.
  • Recovery to your home or any other chosen destination – Your policy can include recovery for you, your vehicle and your animals back to your home address or any other destination you specify.
  • Emergency travel and accommodation – If you’re over a certain distance from home, your breakdown cover can include emergency travel arrangements and overnight accommodation for you, and stabling for your horse.

What types of horsebox or trailer are covered?

At Park Insurance, we can source breakdown cover for both motorised and non-motorised transport, including trailers and lorry-type horseboxes.


How much does it cost?

At Park Insurance, we use our position as preferred brokers to source the best value horsebox breakdown insurance from the UK’s leading insurance providers. We know that owning and showing a horse can be expensive, so we can provide quotes that suit both your needs and your budget. Given the risks, it’s worth considering whether your current insurance meets all your breakdown needs.


Does standard car breakdown insurance include horse trailer breakdown coverage?

Not usually. Standard car breakdown insurance is usually specifically designed to cover the vehicle, and not any towed trailers that may be attached. This is why it’s important to take out specific horsebox insurance with breakdown cover.

What happens if my car breaks down while it's towing my horsebox trailer?

If your car breaks down, the horse trailer and horsebox breakdown cover policy will mean that the trailer with your horses is recovered and taken to a destination of your specification (such as your home address). Your car may or may not be covered by the policy – you can check with your advisor when arranging your cover if there is the option of recovering the stated towing vehicle as well as the horsebox.


Trust Park Insurance to keep you and your horses moving

For over 30 years, Park Insurance has become the go-to broker for specialist insurance, delivering value for money and protection for thousands of customers. Our team don’t adopt a ‘one-size-fits-all’ approach to insurance, nor will they ever try to upsell you insurance you don’t need. Instead, you’ll get practical, personalised guidance from experienced specialists in horsebox insurance. Use our Get A Quote form online for a free, instant quote, or contact one of our team and talk to us today about your breakdown cover.

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Give us a call on 0117 955 6835 or click on the button below and we will be happy to contact you to discuss your needs.

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