Supercars are fast and very expensive – two factors that can make supercar insurance high octane too. We all like to get good value for money when we take out insurance, but that’s not the only consideration when you‘re insuring a prestige marque. When you own a performance sports car you also want peace of mind that your car can be fixed by your choice of garage using genuine parts. And with prices for supercars spiralling upwards, it’s good to know that you can fall back on an agreed value if the worst does happen.
Supercar insurance you can count on
Saving money is not normally the highest priority if you have a Ferrari, Bugatti, or Lamborghini in the garage. Instead, peace of mind that your treasured car will be cared for if the worst does happen is number 1.
Even brand new supercar prices go up. And classic supercars are considered an excellent investment, as well giving you driving pleasure. Low mileage models or ones with a racing pedigree or good provenance can be worth much more than the list price. An agreed valuation means you agree in advance with your insurance company exactly what your car is worth. If you do need to make a claim, there will be no stresses or discussions over the value.
Genuine repairs in your choice of garage
When you own a supercar you don’t want to be quibbling over where to take your car if it needs repairs. Our insurance options let you choose to take your car to a garage of your choice with repairs being made using genuine parts.
How much will it cost to insure my high performance sports car?
The cost of insuring your high performance car depends on a number of different factors, including:
- The driver’s age
- Car age
- Car value
- No claims bonus
- Your location
- Where the car is kept and other security features
Supercars are considered non-standard for most insurers. A high performance sports car automatically represents a higher risk to them, and that translates to higher insurance premiums.
But we understand that supercar ownership is a passion. Turbo charged engines, don’t necessarily mean dangerously fast driving. And they are not normally the only car that you own and use. That means that we are often able to source better value premiums than you’ll find on the high street. In fact, you could be surprised to discover that insuring your cherished supercar costs less than standard insurance on some less powerful models.
What can supercar and sports car insurance include?
We’ll build a bespoke package of insurance to cover everything you need. This could include:
- Agreed value cover
- Track day cover
- Breakdown cover
- Excess protection
- Limited mileage discounts
- A courtesy car whilst yours is being repaired
Classic supercar insurance
Our expertise and knowledge also extends to classic cars of all ages. If your supercar is also a classic, we’ll help you to find the right insurance to meet your needs.
Bespoke supercar insurance to meet your needs
Off the shelf packages simply won’t cut it when it comes to supercar insurance. But there are specialist insurance companies that offer value for money insurance for your performance sports car that will also meet your high expectations.
We have 30 years experience helping customers to find exactly the right supercar insurance for their needs. We’re an independent brokers so can offer you impartial advice. Because we understand the unique needs of supercar ownership, we can build you a tailored package for your complete peace of mind. And if you do need to make a claim, you’ll have your own dedicated claims handler that makes it straightforward and hassle-free.
Call our specialist team on 0117 9556835 or fill in the form below.
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