It would be tempting to think that not much can go wrong with a car park, so why would you need car park insurance? However, for operators and owners, a car park where the public pay to park their vehicles has to be treated like any other business premises, and as such it is essential to ensure that you have the correct type of insurance cover.
Why do I need car park insurance?
The primary reason for having car park insurance policies is to ensure that you are financially protected against any potential claims. While most drivers realise that they leave vehicles in a car park at their own risk, you may still find yourself subject to a claim for compensation if someone is injured whilst in the car park, or if their property is damaged or stolen.
So the main insurance in a car park insurance policy needs to be public liability insurance. This will give you a measure of financial protection should a member of the public make a claim against you.
If you have staff working in the car park, you will also need to ensure that your employer’s liability insurance cover is up to date. If the car park is a private one then it may also be wise to include personal liability cover to protect your interests.
How we can help
For over 30 years, Park Insurance has been one of the market leaders in specialist insurance brokerage. Our experts are all fully qualified and regulated, so you can be sure that the advice you are getting is both impartial and factually accurate. Our aim is to offer our clients the very best in bespoke insurance packages, and that includes specialist deals on car park insurance, as well as a wide range of other types of insurance.
With our advice, you can create a tailor-made package that will protect both your assets and your interests, as well as providing you with a degree of financial security. Our position as a preferred broker for some of the UK’s largest insurance providers means that we are able to access deals that other brokers simply cannot – and all at an affordable price.
To find out more, simply call us direct and talk to one of our friendly advisers for impartial advice and a no-obligation free quote today.