Essential Commercial Legal Insurance

Commercial Legal

Commercial Legal Insurance

All businesses have to operate in an increasingly litigious environment. In recent years there has been a huge increase in legislation that businesses must adhere to and this, coupled with an increased awareness of legal rights, makes commercial legal protection a must have cover for those unforeseen legal costs that can cripple your business.

You will have the peace of mind that you are fully covered against legal costs that run into thousands thus removing your need to budget for these unforeseen legal costs.

Some facts and figures…

  • 151,000 Employment Tribunals accepted in 2008/ 09 (Employment Tribunal and EAT Statistics (GB) 1 April 2008 to March 2009)
  • 55,000 Unfair dismissal cases in 2008/ 09; an increase of 22% on previous year (ACAS Annual report 2009)
  • In 2008/ 09, there were 1245 offences prosecuted in Great Britain by HSE (HSE Statistics 2010)

What is Business Legal Insurance?

Our Essential Business Legal is a product that provides legal services and insurance. Subject to your reasonable prospects of success*, it will provide legal costs if your business becomes involved in a range of legal disputes.

In addition you will benefit from having access to a 24 hour, 365 day legal & Tax helpline**, and a document service for the downloading of legal documents related to your business activities.

*Reasonable Prospects of Success Clause applies as per policy wording.
** Tax advice available 9am -5pm Monday to Friday.

What does Essential Business Legal Cover?

Essential Business Legal is designed to provide vital protection for all types of commercial businesses regardless of how big or small.

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