Terms And Conditions and Privacy Statement
The following terms and conditions and privacy statement apply to the use of this website. When we provide you with a quotation we will also provide you with access to our Terms of Business which govern the way we handle insurance business.
The information on this website is for the use of UK residents only [Isle of Man and Channel Islands?] and is for your personal use. It may not be used for business purposes.
You agree that the personal information which you provide us with will be passed to appropriate insurers for the purpose of obtaining quotations from them and for managing your insurance requirements and handling any claims that may occur. You also warrant that you have the permission of the other persons involved to provide us with their personal information.
In using this website you agree not to receive, access or transmit any content or data which is in breach of confidence, in breach of any intellectual property rights or otherwise objectionable or unlawful.
In completing the details requested on this site it is very important that you answer all questions truthfully and that you disclose all relevant facts. Failure to provide correct information, or if you do not tell us about any other circumstances which might affect the insurers’ acceptance of the risk or at what terms and premium, may invalidate the insurance. Similarly you must advise us of any change in the facts you supply or any change in your circumstances after the application has been made, as failure to do so may also result in the insurance becoming invalid.
You should receive your quotation within 2 or 3 minutes of your application, but we cannot guarantee the availability of this website or the speed of your internet connection. We will endeavour to let you know if there is some reason for an unusual delay in providing you with your quotation.
Although we will do our best to correct errors and omissions as soon as we can, we accept that an error in price, product or service may occur and we therefore reserve the right to cancel the insurance with reasonable notice and the unused portion of the premium will be refunded to you.
We accept no liability for any loss or damage or consequential loss or damage of any description arising out of the use of this website, any errors or omissions on the site, or resulting from the unavailability of the site.
Use of the website is at your own risk and we do not warrant that the use of the site or downloading from it will not damage property of any description.
We do not endorse or have any control over the content or security of any third party websites accessed by a link on this website and therefore you use these links at your own risk and we will not be liable for any loss or damage arising from the use of such third party sites.
We are the owner of any intellectual property rights existing in the content of this website and nothing may be reproduced or used in any other way without our written permission.
We reserve the right to amend the website and these terms and conditions at any time and the amendment will take affect as soon as the amended version appears on this site.
If any of these terms and conditions are unlawful, void or unenforceable for any reason, the particular item shall be deemed deleted and will not affect the validity of the remaining terms and conditions.
If you breach these terms and conditions and we do not take immediate action against you, we are still entitled to enforce our rights and remedies in respect of any such breach or any subsequent breach.
These terms and conditions shall be governed by and construed in accordance with English law. Disputes arising from them shall be subject to the exclusive jurisdiction of English courts.
Security and Privacy
We understand that you will be concerned about the security of the information you send to us over the internet.
We use industry standard encryption technology to ensure the secure transmission of data. This is confirmed by a padlock or key which appears at the bottom right hand side of your screen.
If you do not press any buttons for longer than 15 minutes the system may automatically log you out for your own security.
We use the information which you provide to us, to obtain the insurance products that you request and to communicate with you. Please see our Terms and Conditions in which you give us permission to use your personal information in this way.
We do not sell, trade or rent your personal information to others.
We are registered as a data controller under the Data Protection Act, 1998.